Same-day priorityMedical emergencies
A hospital deposit shouldn't wait on a bank's working hours. Most emergency files are cleared the same day.
Money, minus the queue
The shop stays open.
So does your cash.
Stock up before the festive rush, cover a hospital deposit, clear the scattered bills. ₹5,000 to ₹5,00,000, decided in hours and repaid over three to thirty-six months.
- ₹5,000 – ₹5,00,000
- Decisions in 1–3 hours
- No application fee
Soft check only — your credit score stays untouched. A brand of Daksh Lefins Limited, an NBFC registered with the RBI.
Daksh Lefins Limited · RBI B-14.01781
MD Quick Loan is a brand promoted by Daksh Lefins Limited, (NBFC REGISTERED UNDER RBI B-14.01781).
₹0 CrFacilitated to date
0.0 lakhBorrowers served
0.0 hrsMedian time to disbursal
0.0 / 5Average customer rating
What people borrow for
Life doesn't schedule its expenses.
We don't ask you to justify the reason in triplicate. These are simply the things our borrowers most often need covering before the month turns over.
Term-linked
Education fees
Semester dues, coaching instalments, an entrance exam with a deadline that won't move.
Seasonal
Weddings & functions
The catering, the venue, the last-minute additions — they add up faster than anyone budgets for.
Up to 36 months
Home repairs & setup
A leaking roof before the monsoon, a new fridge, the room that never quite got finished.
Self-employed
Business working capital
Stock up ahead of the festive season without draining the savings you keep for slow months.
Consolidation
Clearing scattered dues
Fold a handful of card bills and small EMIs into one predictable payment you can plan around.
Before you apply
See the instalment first. Then decide.
Move the sliders to the amount and term you have in mind. The figures update live, so you know what the month actually looks like before anyone runs a credit check.
₹5,000₹5,00,000
3 months36 months
14%34%
Indicative only. Your rate is set by the lending partner after they review your profile, and the sanction letter carries the binding figures.
Monthly instalment
₹9,571
- Principal
- ₹1,50,000
- Interest over 18 months
- ₹22,276
- Total payable
- ₹1,72,276
Typical timeline
1–3 hrs
From completed file to credited account
How it works
Four steps, all of them from wherever you are.
No branch visit, no agent at your door, no file to carry around. Everything happens on your phone and over one phone call.
- 1
Tell us the basics
Your name, mobile number, monthly income and roughly what you need. Two minutes, and it costs nothing to ask.
- 2
Send your papers across
PAN, Aadhaar or another accepted ID, and six months of bank statements — photographed from your phone is fine.
- 3
Receive a written offer
The lending partner reviews your file and, if you qualify, sends terms with the rate, the fees and the total payable spelled out.
- 4
Money reaches your bank
Accept the terms and the amount is transferred to the account in your name, usually within the same working day.
Why borrowers stay
Old-fashioned about the things that matter.
Lending used to be a relationship — someone who knew your name and told you the terms straight. We kept that part and dropped the paperwork, the queues and the fine print.
Priced without surprises
The rate, the processing fee, the GST and the total payable all appear in the sanction letter. Nothing gets added after you sign.
Built around a working day
Most complete files get a decision inside one to three hours, and disbursal follows on the same banking day.
Repayment that bends
Terms from three to thirty-six months, and you can close the loan early without being charged for it.
Your data stays yours
Documents travel over 256-bit encryption, are used only to assess your file, and are never sold to anyone.
A person, not a portal
One named manager, reachable 9am–8pm
Five documents.
That is the whole file.
Photographed on your phone is perfectly acceptable — no notarisation, no attestation, no courier.
Eligibility & documents
Check yourself against this before you start.
You will need to be
- An Indian citizen between 21 and 58 years old
- Salaried with take-home pay of ₹18,000 a month or more
- Or self-employed with steady receipts over the last six months
- A savings account held in your own name
- A mobile number registered against that bank account
Keep these ready
- PAN card
- Aadhaar, passport, voter ID or driving licence
- Bank statements for the last six months
- Three recent salary slips, if you are salaried
- Proof of your current address
Falling slightly short on one of these does not automatically rule you out — a co-applicant or a longer term often closes the gap. Ask us and we will tell you honestly.
In their words
Borrowed once. Came back when it mattered again.
I needed stock money three weeks before Diwali and my bank wanted a fortnight to think about it. The offer here came the same afternoon, and the sheet listed every charge on it.
Rajbir S.Fabrication unit owner, Ludhiana
My father's surgery was scheduled at two days' notice. I uploaded the statements at nine in the morning and the deposit was paid before the hospital closed admissions.
Meghana R.Nurse, Hyderabad
What I actually valued was being told no on my first application, and being told exactly why. I fixed it, applied again in March, and it went through.
Imran Q.Logistics supervisor, Surat
Names and photographs are illustrative placeholders pending customer consent.
Straight answers
Questions we get every week.
Something here not covered? Call +91-8318684464 and ask a person.
From wherever you happen to be. Fill in the short form on this site, and someone from our team calls you back to take it forward. There is no branch to visit and no appointment to book.
Your PAN, an Aadhaar card or another accepted government ID, and bank statements covering the last six months. If you are salaried, keep your three most recent salary slips within reach as well.
No. Applying and receiving a decision costs nothing. If the lending partner levies a processing fee, it is disclosed in the sanction letter and deducted at disbursal — never collected upfront.
Either in a single settlement or across monthly instalments, whichever your sanctioned terms allow. Instalments are auto-debited on a date you choose, and closing the loan early carries no penalty.
We do. MD Quick Loan is a brand promoted by Daksh Lefins Limited, an NBFC registered with the Reserve Bank of India under B-14.01781. The loan sits on our own books, and the rate and terms are ours.
The first check is a soft enquiry and leaves no mark on your report. A hard enquiry is raised only once you have seen an offer and chosen to accept it.
Two minutes · No fee
Find out what you qualify for.
A soft check only — your credit report stays untouched until you have seen an offer in writing and decided you want it.
Regulatory disclosure
MD Quick Loan is a brand promoted by Daksh Lefins Limited, (NBFC REGISTERED UNDER RBI B-14.01781).
We strictly follow the RBI directive and have set up an effective Grievance Redressal Cell to handle and address all manner of grievances. We always endeavour to carry out responsible lending, whereby we give just the loan which we know you will find convenient to pay back, but also recover our dues ethically. We never believe in any manner of high-handed or coercive recovery methods.
Representative example
A loan of ₹1,00,000 over 12 months at 18% a year works out to an instalment of ₹9,168, total interest of ₹10,016 and ₹1,10,016 repaid in all. A processing fee of up to 2% plus GST is deducted at disbursal. Interest rates range from 12% to 36% a year, with terms from 3 to 36 months.
We do not charge any upfront fee against our loan. Anyone charging or claiming to charge any upfront fee is not a part of our organisation.